The elections you make during annual enrollment are for the entire plan year (January 1 through December 31). All health and welfare benefits with Acadia will end on the last day of work. Full deductions will be taken for any day worked during the pay period. COBRA information will be sent by the COBRA Administrator to your home address on file after your termination date.
Please see your Human Resources Representative about opportunities to continue your life insurance as an individual policy within 30 days of termination or status change to non-benefit eligible.
All regularly scheduled full time or part time employees working at least 30 hours per week are eligible to participate in Acadia’s benefit program. Coverage is available for your spouse and dependent children. Proof of dependent eligibility will be required for any new dependents being added to the medical coverage. However, the company reserves the right to ask for proof of dependent documentation at any time. Dependents eligible for coverage in the Acadia Benefit Program:
Your legal spouse is eligible as a dependent for dental, vision and life insurance. If your legal spouse works for an employer in which he/she is eligible for medical coverage, then that spouse will be ineligible for Acadia’s medical plan.
For all plans: Dependent children less than age 26 including biological, stepchildren, legally adopted children, and children placed with you for adoption. Your unmarried dependent child who is totally and permanently disabled and who became disabled prior to reaching age 19.
Qualifying Life Events
If you experience a life event during the plan year, you may be eligible to make changes to your existing benefit elections. The election change is only permitted when the life event is consistent with the change requested. Examples of a life event include: marriage, divorce, birth/adoption or placement for adoption of a dependent child, death, loss of coverage due to your loss of employment or spouse’s loss of employment or benefit eligibility. You must complete the benefit change form and provide supporting documentation within 30 days of the event. See your local HR representative for required forms.