Protect yourself and your loved ones when the unexpected occurs. Life and Accidental Death and Dismemberment (AD&D) insurance is provided in partnership with MetLife.

Basic Life and AD&D

Acadia automatically provides, at no cost to you, life and AD&D coverage of 1.5 times your annual salary, rounded to the next higher $1,000, to a maximum of $50,000.

Employee Supplemental Life and AD&D

You’re eligible to purchase additional coverage in increments of $10,000 up to a maximum of 10 times your annual salary or $500,000. The guaranteed issue amount is $400,000.

Spouse Supplemental Life

If you elect optional life coverage for yourself, you can also elect voluntary life coverage for your spouse in increments of $5,000 up to a maximum of 50% of the employee approved amount. The guaranteed issue amount is $50,000. The spouse rate is based on the spouse’s age and will terminate at age 70.

Child(ren) Optional Life

You may elect coverage for your eligible dependent child(ren) from birth to age 26 in the amount of $10,000. The cost of coverage is the same regardless of how many children you enroll.

Contact MetLife by visiting online.metlife.com or calling 800.438.6388. The group number is 252797.

Guarantee Issue is the amount of life insurance you can elect without answering any medical questions. Guarantee Issue is only available when you are newly eligible or, in some instances, experience a life event. If insurance is applied for beyond the initial enrollment period, medical evidence of insurability will always be required.

It is important to name a beneficiary for your Life and AD&D insurance. If there is not a beneficiary designated, your family could encounter delays and probate before receiving your benefits and this can be very time consuming and costly. It is also important to keep your beneficiary designation up-to-date. If you elect Supplemental Life Insurance for your spouse or child(ren), you will automatically be the beneficiary.

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